Posts Tagged ‘lips’

Plastic Surgery - Are You Covered By Health Insurance?

Wednesday, October 5th, 2011

Cosmetic surgery, in its true sense, is an elective process that's performed to reshape or reinforce body parts a patient could find insulting. Since cosmetic surgery has an intrinsic cultured desire, it is usually not covered by health insurance. The argument put forth by insurance firms is that a person can very well do without cosmetic surgery, and the process is employed for mere beautification rather than being a life saving surgery. On the other hand, reconstructive surgery is generally covered by health insurance, though the limits of coverage may alter a lot from one case to another.

In many ways, the solution to the insurance question lies in discerning whether the plastic surgery process is cosmetic or reconstructive. For instance, abdominoplasty (or gut reduction), when performed on a fat patient to protect the patient against heart issues, is eligible for health insurance. Breast reduction surgery, when carried out with the intent of reducing weight of the breasts to curtail orthopedic pain, is often covered by health insurance. On the other hand, rubber chickens or augmentations are performed with the classy aspect in mind and , don’t normally qualify for an insurance.

There is a fine line dividing the two classes of plastic surgery, specifically cosmetic and reconstructive surgery, as far as eligibility for insurance is concerned. For example, eyelid surgery, when performed to attain a classy enhancement is considered cosmetic and unsuitable for insurance. The same process might be covered by insurance if the eyelids are drooping to the limit of obscuring a patient’s vision. The hard fact is that most of the plastic surgery procedures are performed with an aesthetical desire, so as to enhance appealing portions of the body.

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To summarise, plastic surgery that's performed to improve function instead of aesthetics is usually eligible for an insurance cover. Nevertheless it's often best to discuss your case with an insurance agent, so as to determine if you are fit for an insurance cover.

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Cosmetic Surgery - Are You Covered By Health Insurance?

Tuesday, August 31st, 2010

Cosmetic surgery, in its true sense, is an elective procedure that is performed to reshape or enhance body parts a patient may find unflattering. Since cosmetic surgery has an intrinsic aesthetic intent, it is usually not covered by health insurance.

The argument put forth by insurance firms is that a person can very well do without cosmetic surgery, and the procedure is used for mere beautification instead of being a life saving surgery. On the other hand, reconstructive surgery is generally covered by health insurance, though the extent of coverage may vary a lot from one case to another.

In many ways, the answer to the insurance question lies in discerning whether the plastic surgery procedure is cosmetic or reconstructive. For instance, abdominoplasty (or tummy tuck), when performed on an obese patient to guard the patient against heart problems, is eligible for health insurance.

Breast reduction surgery, when carried out with the intent of reducing weight of the breasts to curtail orthopedic pain, is typically covered by health insurance. On the other hand, breast implants or augmentations are performed with the aesthetic aspect in mind and, therefore, don’t normally qualify for an insurance.

There is a fine line dividing the two categories of plastic surgery, namely cosmetic and reconstructive surgery, as far as eligibility for insurance is concerned. For instance, eyelid surgery, when performed to attain an aesthetic enhancement is considered cosmetic and ineligible for insurance.

The same procedure may be covered by insurance if the eyelids are drooping to the extent of obscuring a patient’s vision. The hard fact remains that most of the plastic surgery procedures are performed with an aesthetical intent, in order to enhance alluring portions of the body.

To summarise, plastic surgery that is performed to improve function instead of aesthetics is normally eligible for an insurance cover. However, it’s best to discuss your case with an insurance agent, in order to determine if you are eligible for an insurance cover.

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